In Canada, due to the rising living costs, the Government has provided a new CRA Dental Care Plan 2025. This benefit was officially covered in Budget 2023 but in 2024 this benefit was officially introduced for the seniors. But now in 2025, this benefit includes all the seniors, children and adults of any age. The applications for this Plan are now opened. Canadians who meet the CDCP Eligibility 2025 can now make an application.
CRA Dental Care Plan 2025
The CRA Dental Care Plan 2025 is a new federally funded dental coverage program. This program is aimed at all ages residents who have income lower than $90,000 per annum. Canadians who can’t access private dental insurance due to lower income can benefit from this dental plan. Upto 100% of the services can be covered under this plan. Let’s know more on the coverage, services, eligibility and benefits of this new plan.
Canada Dental Care Plan 2025 – Quick Facts
| Post Title | CRA Dental Care Plan 2025 |
| Year | 2025 |
| Country Name | Canada |
| Program Name | Canadian Dental Care Plan |
| Provided by | Government of Canada |
| CRA CDCP Eligibility 2025 | Qualified Residents with no dental insurance |
| Maximum Coverage | Up to 100% of Co-Payment |
| Income Limit | $90,000 |
| Services Covered | Basic, Major, Orthodontic, Diagnostic, Anesthesia Services |
| Post Category | CRA Benefits |
| Official Web Portal | www.canada.ca |
CRA CDCP Eligibility 2025
To get the Dental Care Services under this plan, applicants must meet the following requirements:
- Canadians must not have access to private dental plans. It means if applicants have private insurance via their employment benefits, professional or student organisation, pension benefits then they may not qualify.
- Canadians must file their tax returns. If the applicant is married then both partners must file their return. This is essential because the CRA would access the family income based on the return. If the applicant is married but his/her spouse is not living in Canada and does not file taxes in Canada then that person might not be qualified.
- Canadians must have their family net income under $90,000. Those who have net income under $70,000 then 100% of their services would be covered.
- Applicants must hold Residency or citizenship of Canada for tax purposes.
Canadian Dental Care Plan Benefits 2025
This new program offers various benefits:
- Free / Reduced Cost Dental Care: Canadians with income below $70,000 per annum can get 100% coverage. Those who earn between $70,000 and $90,000 per annum can receive reduced coverage basically from 40% to 60%.
- Includes Basic & Major Services: This Dental care program not only includes basic services like endodontic services, restorative services but it also includes:
- Diagnostic & preventive services like cleaning, x-rays, sealants
- Major Services like oral surgery, removable prosthodontic services, restorative services.
- Anesthesia / Sedation Services such as deep, moderate, minimal sedation and general anaesthesia.
- Orthodontic Services
Canada Dental Benefit Coverage 2025
Various Major and minor services are being covered in this CDCP Dental Insurance Benefit 2025. This plan may only cover the portion of the oral treatment. Canadians need to offset additional charges based on net income of between $70,000 and $90,000.
Co-payments under CDCP:
- If Net family income is lower than $70,000 then CDCP would cover 100% of eligible services cost and the beneficiary would pay 0%.
- If the net family income is between $70,000 & $79,999 then CDCP would only cover 60% of the eligible services cost and beneficiaries would pay 40% of the established fees.
- If the net family income is between $80,000 & $89,999 then the CDCP would only cover 40% of the eligible services cost and beneficiaries would pay 60% of the established fees.
Important Links – CDCP Dental Benefit 2025
| Official Web Portal | canada.ca |
| CDCP Online Application 2025 | Link Here |
| CDCP Statistics | Link Here |
| Renew CDCP Coverage 2025 | Link Here |
| CDCP Provider Search Tool | Link Here |
| Need Help? Connect at | 1-833-537-4342 / TTY 1-833-677-6262 |
FAQ Related To CRA Dental Care Plan 2025
Beneficiaries need to pay some portion of the services cost. But if the net income is under $70,000 then 100% of copayment is covered.
Yes, Dependents can also get dental coverage under this CRA CDCP 2025.
Such Canadians can still apply but the CRA Dental Plan 2025 benefits would be coordinated with the provincial social dental plans.
Yes, Canadians need to confirm their eligibility each year for the CDCP Dental Benefit after filing their annual taxes. As of now, 2025 applications are open.